Ohio State’s tuition keeps rising, but inflation and education costs are only part of the reason. Statistics provided by the OSU Department of Fees and Deposits show an increase in tuition of $65 (not counting insurance) from the 1995-1996 academic year to this year. The tuition for a resident undergraduate student during the 1996 spring quarter was $1,091 without insurance. Only half of that increase is due to inflation, said Bill Shkurti, vice president of finance. The rest of that money is usually split into three different parts.The first part is stated as unfunded mandates, such as occupational safety costs for OSU employees and campus cleanup costs. The second part is an increase in the amount of money put towards academic and career counseling for students and the third part is financial aid provided for students.One student receiving financial aid said he did not plan to use it when he came to OSU, but the rising cost of living and tuition changed those plans.’I didn’t have a loan my first year,’ said Jason Lock, a graduating senior in industrial design. “I got one because I knew my sister would be coming to school here, and I felt bad asking my parents for more money.” Lock’s loans must be paid in 10 years and OSU will charge interest on those loans starting six months after graduation, he said.’I’ll be around $30,000 in debt when I graduate,’ Lock said. ‘It shouldn’t be too hard to pay back though, because it works out to about $200 per month. My degree is worth that.’A student’s tuition only pays for half of their education, Shkurti said. The other half is paid by the state.For the 1996-1997 school year budget, OSU should receive $253 million in tuition, and $283 million from the state, Shkurti said. The 1996 fiscal report put out by the Office of Finance in February lists Ohio State as 10th in tuition costs among 13 publicly assisted Ohio universities. The report had OSU tuition at $3,273 for the 1995-1996 school year while the state average was $3,556.